Short Term Loan

Short-term loans are provided to meet customer short-term financing in carrying out production and business activities of the company.

Short-term loans are an efficient and practical way of financing and are the most common form of credit. Tenor-wise, short-term loans do not exceed 12 months.

The debtor must be a legal entity registered in accordance with Indonesian law. This requirement applies to all types of businesses. The terms and conditions for bank financing will be determined based on the financial condition, business condition and borrower’s industry outlook.

Customer must attach the following information:

1. Financing purpose
2. Information and profiles of companies and business groups
3. Information regarding the company’s operations and business development plans
4. Audited financial reports for the last 3 years, financial statement and cash flow projections.
5. Other relevant information