Syndicated Loan

Syndicated loan is a form of loan business in which two or more lenders jointly provide loans for one or more borrowers under a common set of financing terms and the same loan agreement. Usually, one bank is appointed as the agency bank to manage the loan business on behalf of the syndicate members.

Medium to large scale companies who have various financing needs with fairly large amount. Through syndicated loan, customers are able to save time and cost with characteristics as follows:

1. Through the Bank Arranger, customers have the opportunity to have financing from international financial institutions.
2. With diversified business needs, the customer can also choose to have loans with IDR, RMB, USD, and other currencies.
3. The type of loans provided can vary, depending on the customer’s business needs, such as investment loans and working capital loans.

This syndicated loan is intended for all types of medium and large-scale companies, multi-national companies, financial institutions, government institutions and government-related companies. The terms and conditions for bank financing will be determined based on the financial condition, business condition and borrower’s industry outlook.

Customer must attach the following information:

1. Customer financing needs
2. Information and profiles of companies and business groups
3. Operational plans and customer business development
4. Customer audit financial reports for the last 3 years and cash flow projections.
5. Other relevant information