NPG Debit Card
Product Description
Bank of China (Hong Kong) Limited Jakarta Branch’s NPG Debit Card is a debit card that has been connected to domestic payment gateway in Indonesia, which is named National Payment Gateway (NPG). NPG is nationally integrated with many kinds of payment instruments. All domestic transactions could be processed through NPG, without going through international principal’s network. Our NPG debit card can be utilized for payment transaction in IDR through ATM machines and EDC machines with NPG, ATM BERSAMA, or PRIMA logos throughout Indonesia, cardholders will get more benefit and services.
Other than that, Bank of China (Hong Kong) Limited Jakarta Branch’s NPG Debit Card also provide privileges and benefits such as:
- Due to the interoperabillity and connection between the payment systems, customer no need to worry not carrying large amounts of cash. Transactions can be done at ATM machine or merchants throughout Indonesia which is connected to NPG, ATM BERSAMA or PRIMA network.
- Cheaper administration fee due to the transactions being processed domestically.
- Due to MDR (Merchant Discount Rate), customers will not be charged any fees from merchants
- Card has been equiped with standardized security which is Chip + PIN, for customer to do transaction securely and more convenient.
Debit Card Design
Debit Card Features
Card Type | Currency | Domestic transaction services | Overseas transaction services |
---|---|---|---|
NPG Debit Card | Indonesian Rupiah (IDR) |
|
NPG debit card intended for domestic transactions only. |
Transaction Limit
Transaction type | Currency | Daily Transaction limit* |
---|---|---|
NPG Debit Card** | ||
Cash withdrawal | IDR | 15.000.000 |
Purchase | 50.000.000 | |
Transfer (utilizing ATM BERSAMA and PRIMA network) | 50.000.000 |
* If utilizing existing account that is linked to other debit card (e.g UnionPay debit card), the card limit will be combined between the two cards (NPG+UnionPay)
** Customers are able to change the debit card’s default transaction limit setting by visiting our nearest branch or sub-branches.
Fees & Charges
Type of charges | Charge amount | |
---|---|---|
Debit card application fee | Free of charge | |
Debit card replacement fee | Due to expired or broken card | Free of charge |
Due to lost or stolen card | IDR 50.000 | |
Debit card monthly fee | Apply 1 debit card | IDR 5.000 |
Apply 1 debit card + internet banking | Free of charge | |
Apply 2 debit cards (CUP + NPG) | Free of charge for NPG debit card type | |
Transactions through ATM machine | ||
Cash withdrawal * | Through ATM BERSAMA & PRIMA network | IDR 5.000 |
Transfer |
IDR 6.500 | |
Balance inquiry |
Free of charge | |
Retail transactions / purchase | ||
Purchase / POS | Merchant equipped with NPG, ATM BERSAMA, or PRIMA logos | Free of charge |
* free 10 times per month for NPG debit card classic and payroll type (combined between ATM BERSAMA and PRIMA network)
Eligibility
- Personal customer : Indonesian citizen or foreigner
- Customer under age of 17 that apply for debit card utilizing QQ account which is linked to his/her guardian; and
- Joint account “Or” type only (joint account “And” is not eligible to apply for debit card)
Debit Card Application Procedure
Customers bring the required documents to the nearest Bank of China (Hong Kong) Limited Jakarta Branch or Sub-branches to submit for application.
Required Documents
- Indonesian citizen: Identification card (Kartu Tanda Penduduk/KTP) + Tax ID number (Nomor Pokok Wajib Pajak/NPWP)
- Foreigner: Pasport and temporary residence permit card (Kartu Ijin Tinggal Sementara/KITAS) + Tax ID number (Nomor Pokok Wajib Pajak/NPWP)