Bank of China （Hong Kong）Limited Jakarta Branch’s UnionPay Dual Currency Debit Card is a debit card with UnionPay logo, and can be utilized for dual currencies transactions which is Indonesian Rupiah (IDR) and renminbi (CNY). Overseas transaction outside China Mainland will first debet cardholder’s IDR account, while transaction at China Mainland will first debet cardholder’s CNY account. UnionPay Dual Currency debit card provide a convenient transaction experience both in Indonesia or China Mainland.

Other than that, Bank of China （Hong Kong）Limited Jakarta Branch’s UnionPay Dual Currency Debit Card also provide privileges and benefits such as :

1. One card two currencies, cardholder could avoid loss due to exchange rate differences when doing transaction at China Mainland.
2. Broader network coverage, other than NPG network, ATM BERSAMA, PRIMA, also covers UnionPay and Bank of China network.
3. Card equipped with standardized Chip + PIN, provide customer with more secure and convenient transaction experience.
4. Cheaper renminbi cash withdrawal fee at China Mainland’s ATM machines.
5. UnionPay International network provide worldwide convenient purchasing experience.

*Transactions made other than in China Mainland will first debit customer’s IDR account, if the balance in IDR account is not sufficient then it will debit from CNY account automatically. For transactions made in China Mainland, will first debit from customer’s CNY account, if the balance in CNY account is not sufficient then it will debit from IDR account automatically.

** - Customer can change their debit card transaction limit setting by visiting the nearest Branch or Sub-branches.
    - Starting 15 July 2019, the POS transaction limit for UnionPay VIP Debit Card is IDR 200.000.000,-- or equivalent CNY 100.000,--   
    - If utilizing existing account that is linked to other debit card (e.g NPG debit card), the card limit will be combined between the two cards (NPG+UnionPay)

*   - Free 10 times per month for UnionPay Classic, Payroll, and Student type debit card (combined between ATM BERSAMA and PRIMA network)
      -  Free 20 times per month for UnionPay VIP type debit card (combined between ATM BERSAMA and PRIMA network)
**   Free for UnionPay Student, VIP, and Payroll type debit card
*** Free 5 times per month for UnionPay VIP type debit card (combined between ATM BERSAMA and PRIMA network)

Special for UnionPay VIP debit cardholders are entitled to enjoy access to airport lounge located at Soekarno Hatta International Airport and international airport lounge at other countries provided by Plaza Premium Group. For more information, please click on the link below :

https://www.bankofchina.co.id/en-id/service/information/promotion/2023/Airport-Lounge-Access-BOCJakarta-UnionPay-VIP-Debit-Cardholders.html

In addition, when travelling to Hong Kong or Macau, you could also enjoy privileges offers when using your BOC Debit card*.

*Offers are applicable to BOC Debit Card bearing the  logo. The offers are valid until 31 December 2023 (unless otherwise specified). All services and offers are subject to relevant terms and conditions. Please click here for more offer details or enquire with respective merchants.

1. Personal customer : Indonesian citizen or foreigner
2. Customer under age of 17 that apply for debit card utilizing QQ account which is linked to his/her guardian; and
3. Joint account “Or” type only (joint account “And” is not eligible to apply for debit card)

Customers bring the required documents to the nearest Bank of China (Hong Kong) Limited Jakarta Branch  or Sub-branches to submit for application.

• Indonesian citizen: Identification card (Kartu Tanda Penduduk/KTP) + Tax ID number (Nomor Pokok Wajib Pajak/NPWP)
• Foreigner: Pasport and temporary residence permit card (Kartu Ijin Tinggal Sementara/KITAS) + Tax ID number (Nomor Pokok Wajib Pajak/NPWP)