Prime Lending Rate

BANK OF CHINA (HONG KONG) LIMITED  JAKARTA BRANCH

Periode: 31-October-2024

1. Quantitative Disclosure

(efektif % per tahun)

Database:

October 2024

Non-MSMEs Loan

MSMEs Loan

Housing Loan

Non-Housing Loan

Corporate

Retail

Medium

Small

Micro

Cost of Fund (HPDK) (%)

3.36 %

N/A

N/A

N/A

N/A

N/A

N/A

Overhead Cost (%)

0.60 %

N/A

N/A

N/A

N/A

N/A

N/A

Profit Margin (%)

2.74 %

N/A

N/A

N/A

N/A

N/A

N/A

Prime Lending Rate (SBDK) (%)

(HPDK + Overhead + Margin)

6.70 %

N/A

N/A

N/A

N/A

N/A

N/A


2. Qualitative Disclosure

Category

Definition

Indicator/Criteria

 

Corporation

 

Working Capital and Investment Credit

Corporations or Business Entities other than MSMSs Credit

Retail

N/A

N/A


Note:

  1. The attached Prime Lending Rate (SBDK) information refers to OJK regulations No.13 of 2024, using database period and has considered fluctuated prime in the future market.
  2. Prime Lending Rate (SBDK) does not include the estimated risk premium of which depend on the Bank’s risk assessment for each debtor or group of debtors.
  3. Information of the prime lending rate applicable at any time can be seen in publications at each bank office and/or on the website www.bankofchina.co.id