BOC PPIT Debit Card is a dual currency debit card equipped with contactless feature and Perhimpunan Pelajar Indonesia Tiongkok (“PPIT”) logo, and is an exclusive debit card made for customers that is a member of PPIT. BOC PPIT debit card can be utilized for dual currencies transactions, in Indonesian Rupiah (IDR) and Chinese Yuan (CNY). For the transactions that was done by customer as the BOC PPIT debit card holder (i) transaction outside China Mainland, Bank will deduct card holder's IDR account; (ii) transaction at China Mainland, Bank will deduct card holder's CNY account. This card features contactless payment, allowing cardholders to make overseas transactions conveniently and securely by simply tapping the debit card on an EDC machine that supports contactless payments, without the need to enter a PIN for transactions up to the predetermined limit.

Enjoy 1% cashback up to maximum CNY 600 every month, for transactions using Your debit card in China Mainland.

Enjoy 10% discounts while doing transaction with minimum CNY 200 at over 100 merchants in Guangxi Province, start from hotel, retail, restaurant, travel agency, to health category. Please click here for more offer details. Other than that, also enjoy various offers by UnionPay International with the detail provided on this link.

BOC PPIT debit cardholders also entitled to enjoy special discount for Hanyu Shuiping Kaoshi/HSK test fee. 

In addition, when travelling to Hong Kong and Macau, you could also enjoy privileges offers when using your BOC Debit card*.

*Offers are applicable to BOC Debit Card bearing the  logo. The offers are valid until 31 December 2026 (unless otherwise specified). All services and offers are subject to relevant terms and conditions. Please click here for more offer details or enquire with respective merchants.

Other than that, BOC PPIT Debit Card also provide privileges and benefits to the card holders such as:

1. Free BOC PPIT debit card monthly admin fee by applying BOC PPIT Debit Card and register BOCNet.
2. Broader network coverage, other than NPG network, ATM BERSAMA, PRIMA (in Indonesia) also covers UnionPay network.
3. Can be linked to Multicurrency account which provides 9 (nine) currencies in 1(one) account
4. One card two currencies, avoid foreign exchange when doing transaction at China Mainland.
5. Easy access to BOCNet and BOC Mobile, provide secure and convenient transaction experience.
6. Included in SplendorPlus program that Customer can enjoy cashback when spending in China Mainland. Please access this page for further information regarding the terms and conditions of SplendorPlus program.
7. Enjoy fee-free transactions by binding your card to Alipay and Wechat Pay, enjoy more convenient transaction’s experience in Mainland China.
8. Enjoy seamless payment convenience on transportation facilities that support UnionPay Contactless across Mainland China, such as the Shanghai Maglev and MRT in Beijing, Shanghai, and Shenzhen, as well as on ride-hailing apps (e.g., GRAB) in Indonesia, the Philippines, Cambodia, Malaysia, Singapore, Thailand, and Vietnam
9. Card equipped with standardized Chip + PIN, provide customer with more secure and convenient transaction experience.
10. Enjoy convenient purchasing worldwide through UnionPay International network and contactless payment feature (available outside Indonesia).

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• Customer can change BOC PPIT debit card transaction limit setting by visiting the nearest Sub-branch office.
• If utilizing existing account that is linked to other debit card (e.g NPG debit card), the card limit will be combined between the two cards (NPG+UnionPay)

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For the transactions that was done by customer as the BOC PPIT debit card holder (i) transaction outside China Mainland, Bank will deduct card holder’s IDR account; (ii) transaction at China Mainland, Bank will deduct card holder’s CNY account.

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POS transaction limit is CNY 50,000, however customer can apply to change the limit to a maximum of CNY 80,000. Contactless payments can only be made outside Indonesia with the following transaction limits:

• Without PIN: Transaction amounts up to the equivalent of IDR 1,000,000 or CNY 400 (subject to the applicable regulations in each country and the acquiring bank where the transaction is conducted)
• With PIN: Transaction amounts above the equivalent of IDR 1,000,000 or CNY 400

* Free 10 times per month for UnionPay PPIT debit card (combined between ATM BERSAMA and PRIMA network)

** Free 1 time per month for UnionPay PPIT debit card

1. Indonesian citizen that is a student or member of PPIT
2. Student or PPIT member that applied for joint account “Or” type only (joint account “And” is not eligible to apply for debit card)