CLI Excellent Academic Assurance Plan

Life Insurance Company: PT China Life Insurance Indonesia

CLI Excellent Academic Assurance Plan is an insurance product of PT China Life Insurance Indonesia (“CLII”) that is a personal (individual) endowment product that provides life insurance and will give benefits for children's education funds, and to ensure and support the customer financial plan in the future.

Product Specification

Insured Entry Age	21 – 60 Years
Currency	IDR
Sum Assured	150% Total Premium
Coverage Period	10 Years
Premium Payment Period	3 Years
Premium	Annually or monthly, start from IDR10,000,000/year or IDR1,000,000 /month
Policy Printing Fee	IDR180,000 per policy (initial policy printing fee has been included in the premium amount).

The premium paid to CLII includes acquisition costs (including marketing officer commissions and commissions to business partners in the context of cooperation in marketing insurance products), administrative and general costs.

Product Benefits

Death Benefit
Accidental Death Benefit
Premium Waiver Benefit
Education Cash Value Benefit
End of Contract Benefit

Disclaimer:

CLI Excellent Academic Assurance Plan is an insurance product issued by CLII.

CLI Excellent Academic Assurance Plan is not the product of Bank of China (Hong Kong) Limited Jakarta Branch ("Bank"), therefore CLI Excellent Academic Assurance Plan is not guaranteed by the Bank and not included in the scope of government guaranteed program or Indonesia Deposit Insurance Corporation ("LPS").

Bank only acts as a party that refers or recommends CLI Excellent Academic Assurance Plan, not as a representative of CLII Insurance Specialist or CLII brokers.

Bank is not responsible for CLI Excellent Academic Assurance Plan. All claims and risks arising from CLI Excellent Academic Assurance Plan are fully under CLII's responsibility.

CLI Excellent Academic Assurance Plan product has been reported and obtained approval from Financial Services Authority (“OJK”) in accordance with applicable laws and regulations.

CLI Excellent Academic Assurance Plan products are marketed by CLII Insurance Specialist who are licensed and supervised by OJK or life insurance association appointed by OJK.

Detailed terms and conditions as well as further information regarding CLI Excellent Academic Assurance Plan refers to policy issued by CLII and can be accessed at: www.chinalife.co.id/products/insurance/cli-excellent-academic-assurance-plan.