SplendorPlus Debit Card - Guangxi Theme Card

Bank of China (Hong Kong) Limited Jakarta Branch SplendorPlus - Guangxi Theme Card is a dual currency card equipped with contactless feature and UnionPay logo, is a collaboration project that is supported by Guangxi Province Government, which carry the theme of landscape design of Guangxi, Nanning, and Guilin City that is specially designed by using traditional Chinese ink painting technique.

Guangxi Debit Card can be utilized for dual currencies transactions which is Indonesian Rupiah (IDR) and Chinese Yuan (CNY). Overseas transaction outside China Mainland will first deduct cardholder's IDR account, while transaction at China Mainland will first deduct cardholder's CNY account. This card features contactless payment, allowing cardholders to make overseas transactions conveniently and securely by simply tapping the debit card on an EDC machine that supports contactless payments, without the need to enter a PIN for transactions up to the predetermined limit.

Exclusive privilege

Enjoy 12% discounts while doing transaction with SplendorPlus Debit Card - Guangxi Theme Card, with minimum CNY 200 at over 100 merchants in Guangxi Province, start from hotel, retail, restaurant, travel agency, to health category. Please access this page for further information regarding the terms and conditions of the program

In addition, when travelling to Hong Kong, you could also enjoy privileges offers when using your BOC Debit card*

*Offers are applicable to UnionPay Debit Card bearing the  logo. The offers are valid until 31 December 2026 (unless otherwise specified). All services and offers are subject to relevant terms and conditionsPlease click here for more offer details or enquire with respective merchants.

Other than that, SplendorPlus Debit Card - Guangxi Theme Card also equipped with feature such as:

  1. Free card monthly fee by applying SplendorPlus Debit Card - Guangxi Theme Card and BOCNet registration
  2. Broader network coverage, other than NPG network, ATM BERSAMA, PRIMA, also covers UnionPay network.
  3. Can be linked to Multicurrency account which provides 9 (nine) currencies in 1(one) account
  4. One card two currencies, avoid foreign exchange when doing transaction at Mainland China.
  5. Easy access to Bank of China Mobile Banking and Internet Banking, provide a safer and convenient transaction.
  6. Included in SplendorPlus program that Customer can enjoy cashback when spending in China Mainland. Please access this page for further information regarding the terms and conditions of SplendorPlus program.
  7. Enjoy fee-free transactions by binding your card to Alipay and Wechat Pay, enjoy more convenient transaction’s experience in Mainland China.
  8. Enjoy seamless payment convenience on transportation facilities that support UnionPay Contactless across Mainland China, such as the Shanghai Maglev and MRT in Beijing, Shanghai, and Shenzhen, as well as on ride-hailing apps (e.g., GRAB) in Indonesia, the Philippines, Cambodia, Malaysia, Singapore, Thailand, and Vietnam
  9. Card equipped with standardized Chip + PIN, provide customer with more secure and convenient transaction experience.
  10. Enjoy convenient purchasing worldwide through UnionPay International network and the added benefit of contactless payments (available outside Indonesia).
  11. Enjoy discount when doing purchase transaction in Guangxi, at various listed merchants.
  12. Thematic card specially designed and issued in limited quantities.

Debit Card Design

 

Debit Card Features

 

Card Type

Currency

Domestic transaction services

Overseas transaction services

SplendorPlus Debit Card - Guangxi Theme Card

IDR and CNY

1. Balance inquiry at ATM machine

Balance inquiry can only be done at ATM machines equipped with ATM BERSAMA or PRIMA logos.

2. Cash withdrawal at ATM machine

Cash withdrawal transaction can only be done at ATM machines equipped with ATM BERSAMA or PRIMA logos.

3. Transfer through ATM machine

Transfer transaction can only be done at ATM machines equipped with ATM BERSAMA or PRIMA logos.

4.    Purchase or POS at merchant

Purchase transaction can be done at all POS machines that is equipped with NPG, ATM BERSAMA, or PRIMA logos.

5. Online transaction in the E-commerce that supports UnionPay Online payment

1. Balance inquiry at ATM machine

Balance inquiy can only be done at ATM machines equipped with UnionPay logos.

2. Cash withdrawal at ATM machine

Cash withdrawal transaction can only be done at ATM machines equipped with UnionPay logos.

3. Purchase or POS at merchant

Purchase transaction can be done at all POS machines equipped with UnionPay logo.

 

4. Online transaction in the E-commerce that supports UnionPay Online payment

 

Transaction Limit*

Transaction Type IDR** CNY**
Cash withdrawal 15.000.000 7.500
Transfer (utilizing ATM BERSAMA and PRIMA network) 50.000.000 -
Purchase / POS *** 50.000.000

Default limit: 50.000

Maximum limit: 80,000

Online payment

Default limit: 25,000,000

Maximum limit: 50,000,000

Default limit: 12,500

Maximum limit: 50,000



*

  • Customer can change their debit card transaction limit setting by visiting the nearest Branch or Sub-branches.
  • If utilizing existing account that is linked to other debit card (e.g NPG debit card), the card limit will be combined between the two cards (NPG+UnionPay)

**  

Transactions made other than in China Mainland will first debit customer’s IDR account, if the balance in IDR account is not sufficient then it will debit from CNY account automatically. For transactions made in China Mainland, will first debit from customer’s CNY account, if the balance in CNY account is not sufficient then it will debit from IDR account automatically.

***

POS transaction limit is CNY 50,000, however customer can apply to change the limit to a maximum of CNY 80,000. Contactless payments can only be made outside Indonesia with the following transaction limits:

  • Without PIN: Transaction amounts up to the equivalent of IDR 1,000,000 or CNY 400 (subject to the applicable regulations in each country and the acquiring bank where the transaction is conducted)
  • With PIN: Transaction amounts above the equivalent of IDR 1,000,000 or CNY 400

Fees & Charges

 

Type of Charges

Charges amount

Debit card application fee

Free of charge

Debit card replacement fee

Due to expired or broken card

Free of charge

Due to lost or stolen card

IDR 50.000

Debit card monthly fee

Apply 1 debit card

IDR 5.000

Apply 1 debit card + internet banking

Free of charge

Apply 2 debit cards (CUP + NPG)

IDR 5,000 for UnionPay Debit Card type, Free of charge for NPG debit card type

Transaction through ATM machines

Cash withdrawal

In Indonesia (through ATM BERSAMA and PRIMA network)*

IDR 5.000

Other than Indonesia and China Mainland (UnionPay Network)

IDR 50.000

China Mainland (UnionPay Network)**

CNY 25

Transfer

In Indonesia (ATM BERSAMA and PRIMA Network)

IDR 6.500

Balance inquiry

 In Indonesia (through ATM BERSAMA and PRIMA network)

Free of charge

Other than Indonesia and China Mainland (UnionPay Network)

IDR 4,000

China Mainland (UnionPay Network)

CNY 2

Retail transaction / Purchase

Purchase / POS

Merchant equipped with NPG, ATM BERSAMA, PRIMA, Bank of China, or UnionPay logos

Free of charge

*   Free 10 times per month for UnionPay Classic, Payroll, Student, PPIT, and SplendorPlus Guangxi Theme type debit card (combined between ATM BERSAMA and PRIMA network)

**   Free 1 time per month for all type of UnionPay debit card

Eligibility

1. Personal customer : Indonesian citizen or foreigner

2. Customer under age of 17 that apply for debit card utilizing QQ account which is linked to his/her guardian; and

3. Joint account “Or” type only (joint account “And” is not eligible to apply for debit card)

Debit card application procedure

Customers bring the required documents to the nearest Bank of China (Hong Kong) Limited Jakarta Branch or Sub-branches to submit for application.

Required documents

  • Indonesian citizen: Identification card (Kartu Tanda Penduduk/KTP) + Tax ID number (Nomor Pokok Wajib Pajak/NPWP)
  • Foreigner: Pasport and temporary residence permit card (KITAS/KIMS/KITAP) + Identification card from origin country + Tax identification number (Nomor Pokok Wajib Pajak/NPWP)