BOC PPIT Debit Card “Together with Community, Build the Future”

BOC PPIT Debit Card is a debit card issued by Bank of China （Hong Kong）Limited Jakarta Branch (“Bank”) equiped with Perhimpunan

Pelajar Indonesia Tiongkok (“PPIT”) logo, and is an exclusive debit card made for customers that is a member of PPIT. BOC PPIT debit card can be utilized for dual currencies transactions, in Indonesian Rupiah (IDR) and Chinese Yuan (CNY). For the transactions that was done by customer as the BOC PPIT debit card holder (i) transaction outside China Mainland, Bank will deduct card holder's IDR account; (ii) transaction at China Mainland, Bank will deduct card holder's CNY account.

Exclusive privilege

Enjoy 1% cashback up to maximum CNY 600 every month, for transactions using Your debit card in China Mainland.

Enjoy 10% discounts while doing transaction with minimum CNY 200 at over 100 merchants in Guangxi Province, start from hotel, retail, restaurant, travel agency, to health category. Please click here for more offer details. Other than that, also enjoy various offers by UnionPay International with the detail provided on this link.

BOC PPIT debit cardholders also entitled to enjoy special discount for Hanyu Shuiping Kaoshi/HSK test fee. 

In addition, when travelling to Hong Kong and Macau, you could also enjoy privileges offers when using your BOC Debit card*.

*Offers are applicable to BOC Debit Card bearing the  logo. The offers are valid until 31 December 2025 (unless otherwise specified). All services and offers are subject to relevant terms and conditions. Please click here for more offer details or enquire with respective merchants.

Other than that, BOC PPIT Debit Card also provide privileges and benefits to the card holders such as:

  1. Included in SplendorPlus program that Customer can enjoy cashback when spending in China Mainland. Please access this page for further information regarding the terms and conditions of SplendorPlus program.
  2. One card two currencies, avoid foreign exchange when doing transaction at China Mainland.
  3. Enjoy fee-free transactions by binding your card to Alipay and Wechat Pay, enjoy more convenient transaction’s experience in Mainland China.
  4. Broader network coverage, other than NPG network, ATM BERSAMA, PRIMA (in Indonesia) also covers UnionPay network (in China Mainland).
  5. Card equipped with standardized Chip + PIN, provide customer with more secure and convenient transaction experience.
  6. Easy access to BOCNet and BOC Mobile, provide secure and convenient transaction experience.
  7. Free BOC PPIT debit card monthly admin fee by applying BOC PPIT Debit Card and register BOCNet.
  8. UnionPay International network provide worldwide convenient purchasing experience.

Debit Card Design

Debit Card Features

Card Type
Currency
Domestic Transaction Services
Overseas Transaction Services

BOC PPIT Debit Card

IDR and CNY
  1. Balance inquiry at ATM machine
    • Balance inquiry can be done at ATM machines equipped with ATM BERSAMA or PRIMA logos.
  2. Cash withdrawal at ATM machine
    • Cash withdrawal transaction can be done at ATM machines equipped with ATM BERSAMA or PRIMA logos.
  3. Transfer through ATM machine
    • Transfer transaction can be done at ATM machines equipped with ATM BERSAMA or PRIMA logos.
  4. Purchase or POS at merchant 
    • Purchase transaction can be done at all POS machines that is equipped with NPG, ATM BERSAMA, or PRIMA logos.
  5. Online transaction in the E-commerce that supports UnionPay Online payment
  1. Balance inquiry at ATM machine
    • Balance inquiy can be done at ATM machines equipped with Bank of China or UnionPay logos.
  2. Cash withdrawal at ATM machine
    • Cash withdrawal transaction can be done at ATM machines equipped with Bank of China or UnionPay logos.
  3. Purchase or POS at merchant 
    • Purchase transaction can be done at all POS machines equipped with UnionPay logo.
  4. Online transaction in the E-commerce that supports UnionPay Online payment

Transaction Limit

Transaction Type Rupiah (IDR)* Chinese Yuan (CNY)*
Cash withdrawal
15,000,000
7,500
Transfer through ATM
50,000,000
 -
Purchase / POS
50,000,000
Default Limit: 50,000
Maximum Limit: 80,000
Online Payment
Default Limit: 25,000,000
Maximum Limit: 50,000,000
Default Limit: 12,500
Maximum Limit: 50,000

 

*

  • For the transactions that was done by customer as the BOC PPIT debit card holder (i) transaction outside China Mainland, Bank will deduct card holder’s IDR account; (ii) transaction at China Mainland, Bank will deduct card holder’s CNY account.
  • Customer can change BOC PPIT debit card transaction limit setting by visiting the nearest Sub-branch office.
  • If utilizing existing account that is linked to other debit card (e.g NPG debit card), the card limit will be combined between the two cards (NPG+UnionPay)

Fees & Charges

Type of Charges
Charges amount
Debit card application fee
Free of charge
Debit card replacement fee
Due to expired or broken card
Free of charge
Change from student card to BOC PPIT Card
Free of charge
Due to lost or stolen card
IDR 50.000

Debit card monthly fee
Apply 1 debit card
IDR 5.000
Apply 1 debit card + internet banking
Free of charge
Apply 2 debit cards (CUP + NPG)
IDR 5,000 for UnionPay Debit Card type, Free of charge for NPG debit card type
Transaksi through ATM machines
Cash withdrawal*
In Indonesia (through ATM BERSAMA and PRIMA network)*
IDR 5.000
Other than Indonesia and China (UnionPay Network)
IDR 50.000
China Mainland (UnionPay Network)**
CNY 25
Transfer
In Indonesia (ATM BERSAMA and PRIMA Network)
IDR 6.500
Balance inquiry
 In Indonesia (through ATM BERSAMA and PRIMA network)
Free of charge
Other than Indonesia and China (UnionPay Network)
IDR 4,000
China Mainland (UnionPay Network)
CNY 2
Retail Transaction / Purchase
Purchase / POS
Merchant equipped with NPG, ATM BERSAMA, PRIMA, or UnionPay logos
Free of charge

 

 

* Free 10 times per month for UnionPay PPIT debit card (combined between ATM BERSAMA and PRIMA network)

** Free 1 time per month for UnionPay PPIT debit card

Eligibility

  1. Indonesian citizen that is a student or member of PPIT
  2. Student or PPIT member that applied for joint account “Or” type only (joint account “And” is not eligible to apply for debit card)

BOC PPIT Debit card application procedure

To apply for BOC PPIT Debit Card, customer can bring the required documents to the nearest Bank's sub-branches.

 

Student
Parents
Identity Card (for children below 17 years old can utilize birth certificate)
Identity Card
 Admission Letter
NPWP / Tax ID
 
Family register or birth certificate