BOC PPIT Debit Card “Together with Community, Build the Future”
BOC PPIT Debit Card is a debit card issued by Bank of China （Hong Kong）Limited Jakarta Branch (“Bank”) equiped with Perhimpunan
Pelajar Indonesia Tiongkok (“PPIT”) logo, and is an exclusive debit card made for customers that is a member of PPIT. BOC PPIT debit card can be utilized for dual currencies transactions, in Indonesian Rupiah (IDR) and China Yuan (CNY). For the transactions that was done by customer as the BOC PPIT debit card holder (i) transaction outside China Mainland, Bank will deduct card holder's IDR account; (ii) transaction at China Mainland, Bank will deduct card holder's CNY account.
Other than that, BOC PPIT Debit Card also provide privileges and benefits to the card holder's such as:
- One card two currencies, avoid foreign exchange when doing transaction at China Mainland.
- Broader network coverage, other than NPG network, ATM BERSAMA, PRIMA (in Indonesia) also covers UnionPay network (in China Mainland).
- Card equipped with standardized Chip + PIN, provide customer with more secure and convenient transaction experience.
- Easy access to BOCNet and BOC Mobile, provide secure and convenient transaction experience.
- Free BOC PPIT debit card monthly admin fee by applying BOC PPIT Debit Card and register BOCNet.
- UnionPay International network provide worldwide convenient purchasing experience.
- Exclusive offer for BOC PPIT Debit Card holders.
Debit Card Design
Debit Card Features
Card Type |
Currency |
Domestic transaction services |
Overseas transaction services |
BOC PPIT Debit Card |
Indonesian Rupiah (IDR) and Renminbi (CNY) |
1. Balance inquiry at ATM machine Balance inquiry can be done at ATM machines equipped with ATM BERSAMA or PRIMA logos. 2. Cash withdrawal at ATM machine Cash withdrawal transaction can be done at ATM machines equipped with ATM BERSAMA or PRIMA logos. 3. Transfer through ATM machine Transfer transaction can be done at ATM machines equipped with ATM BERSAMA or PRIMA logos. 4. Purchase or POS at merchant Purchase transaction can be done at all POS machines that is equipped with NPG, ATM BERSAMA, or PRIMA logos. 5. Online transaction in the E-commerce that supports UnionPay Online payment |
1. Balance inquiry at ATM machine Balance inquiy can be done at ATM machines equipped with Bank of China or UnionPay logos. 2. Cash withdrawal at ATM machine Cash withdrawal transaction can be done at ATM machines equipped with Bank of China or UnionPay logos. 3. Purchase or POS at merchant Purchase transaction can be done at all POS machines equipped with UnionPay logo. 4. Online transaction in the E-commerce that supports UnionPay Online payment |
Transaction Limit
Transaction Type |
Currency* |
Limit** |
Cash withdrawal |
IDR |
15.000.000 |
CNY |
7.500 |
|
Purchase / POS |
IDR |
50.000.000 |
CNY |
50.000 |
|
Transfer (utilizing ATM BERSAMA and PRIMA network) |
IDR |
50.000.000 |
CNY |
NA |
* For the transactions that was done by customer as the BOC PPIT debit card holder (i) transaction outside China Mainland, Bank will deduct card holder's IDR account; (ii) transaction at China Mainland, Bank will deduct card holder's CNY account.
**
- Customer can change BOC PPIT debit card transaction limit setting by visiting the nearest Sub-branch office.
- If utilizing existing account that is linked to other debit card (e.g NPG debit card), the card limit will be combined between the two cards (NPG+UnionPay)
*** POS transaction limit is CNY 50,000, however customer can apply to change the limit to a maximum of CNY 80,000.
Fees & Charges
Type of Charges |
Charges amount |
|
Debit card application fee |
Free of charge |
|
Debit card replacement fee |
Due to expired or broken card |
Free of charge |
Change from student card to BOC PPIT Card |
Free of charge |
|
Due to lost or stolen card |
IDR 50.000 |
|
Debit card monthly fee |
Apply 1 debit card |
IDR 5.000 |
Apply 1 debit card + internet banking |
Free of charge |
|
Apply 2 debit cards (CUP + NPG) |
IDR 5,000 for UnionPay Debit Card type, Free of charge for NPG debit card type |
|
Transaksi through ATM machines |
||
Cash withdrawal* |
In Indonesia (through ATM BERSAMA and PRIMA network)* |
IDR 5.000 |
Other than Indonesia and China (UnionPay Network) |
IDR 50.000 |
|
China Mainland (UnionPay Network)** |
CNY 25 |
|
Transfer |
In Indonesia (ATM BERSAMA and PRIMA Network) |
IDR 6.500 |
Balance inquiry |
In Indonesia (through ATM BERSAMA and PRIMA network) |
Free of charge |
Other than Indonesia and China (UnionPay Network) |
IDR 4,000 |
|
China Mainland (UnionPay Network) |
CNY 2 |
|
Retail transaction / Purchase |
||
Purchase / POS |
Merchant equipped with NPG, ATM BERSAMA, PRIMA, or UnionPay logos |
Free of charge |
* Free 10 times per month for UnionPay PPIT debit card (combined between ATM BERSAMA and PRIMA network)
** Free 1 time per month for UnionPay PPIT debit card
Exclusive privilege
BOC PPIT debit cardholders are entitled to enjoy special offers, such as cashback offer, discount for Hanyu Shuiping Kaoshi/HSK test fee, and other promotion.
For more information, please visit the link:
https://www.bankofchina.co.id/en-id/service/information/promotion/2024/BOC-PPIT-Cashback-10.html
Eligibility
- Indonesian citizen that is a student or member of PPIT
- Student or PPIT member that applied for joint account “Or” type only (joint account “And” is not eligible to apply for debit card)
BOC PPIT Debit card application procedure
To apply for BOC PPIT Debit Card, customer can bring the required documents to the nearest Bank's sub-branches.
Student |
Parents |
Identity Card (for children below 17 years old can utilize birth certificate) |
Identity Card |
Admission Letter |
NPWP / Tax ID |
Family register or birth certificate |
